Budgeting and Finance

Kikoff
A simple credit-building app that reports to all three major bureaus. Best for anyone starting from scratch or looking to repair their score without high fees.
Cradle Score: 4.2 / 5
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Wealthsimple
Beginner-friendly Canadian investing and banking app that supports TFSAs, RRSPs, FHSAs, and more. Commission-free trades on Canadian stocks/ETFs, plus robo portfolios and crypto. Great for anyone starting out or wanting simple automation.
Cradle Score: 4.4 / 5
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Rocket Money
Useful for tracking bills and subscriptions. The free version covers most people’s needs, though the app does push upgrades often. Great app for US based users.
Cradle Score: 4/ 5 (USA SCORE)
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Gemini
Secure, U.S. regulated crypto exchange with a clean interface, solid Bitcoin/Ethereum support, and zero tolerance for shady activity. Not the flashiest, but easily one of the most trustworthy we’ve tested.
Cradle Score: 4.1/ 5
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Productivity and Everyday Use

Base 44
Turn a text prompt into a fully functional web app in minutes. Clean UI, live deployment, and code export without touching a line of code.
Cradle Score: 4.3 / 5
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Grammarly
Helpful for writing clean copy and catching small mistakes. Still one of the better writing tools out there.
Cradle Score: 4.5 / 5
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Notta
Reliable real-time transcription and AI note-taking. Clean interface, strong multi-language support, and no bloat.
Cradle Score: 4.2 / 5
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Under Review

We’re currently testing these:

• Borrowell

• WealthSimple

Full reviews coming soon.

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